One thing that came to mind reading this is, can we really build a “new economy” with the old one in mind? Don’t we limit it by applying the old ways thinking (e.g. NEO bookkeepers essentially becoming what banks are today, minus probably the ability of lending (and thus creating fake money)), which was by no means digital in design? Would centralisation not choke the effort, stop the intertia that largely came from the bottom up, stemming from the disillusionment with the old ways? Should big regulators retain their grip and really tell us where economy needs to evolve, just so that they can keep their position? And if that all happens, can we still call it a “new” economy, rather than a re-branding of the old one?